A new for-hire motor carrier applies for operating authority (an MC number), and the application is published in the FMCSA Register. Before the authority can become active, FMCSA needs proof of the required liability coverage (a BMC-91 or BMC-91X filing from the insurer) and a process-agent designation (BOC-3). If the insurance is not filed in the time FMCSA allows, generally 90 days from publication, the application is dismissed.
So a newly published applicant with no insurance on file is a carrier that cannot start hauling until someone writes its policy. Many of them get flooded with calls in the first days, so speed and a clear, relevant offer matter.
For-hire carriers of general freight in vehicles over 10,001 lbs need at least $750,000 of liability coverage; carriers of certain hazardous materials need $1 million or $5 million; passenger carriers need $1.5 million or $5 million depending on seating. The required amount for each carrier is in FMCSA's authority data.
5,558 recently granted or pending authorities have no liability insurance on file. By state: trucking insurance leads by state.
Full daily list with address, phone, authority type and required coverage: Trucking Insurance Leads Pro, $99 / 30 days.
FMCSA generally allows 90 days from the date the application is published in the FMCSA Register to file proof of insurance and a BOC-3, after which the application can be dismissed.
At least $750,000 for general freight over 10,001 lbs; $1 million or $5 million for certain hazardous materials.