When a commercial auto insurer cancels a motor carrier's federally filed liability policy, it files a cancellation with FMCSA (Form BMC-35 for the BMC-91/91X liability filing). The cancellation does not take effect immediately: FMCSA requires advance notice, typically 30 days, so the carrier has a short window to get a replacement filing on record before its operating authority is suspended.
That window is why cancellations are some of the best leads a trucking insurance agent can work: the carrier must buy coverage, soon, and usually has not found it yet. FMCSA's public insurance history data shows the cancellation date, the insurer and the policy, and whether a replacement filing has already arrived.
7 carriers currently show an insurer cancellation with no replacement filed, and 4,585 more have been served a pending-suspension notice for missing insurance. Per-state counts: state-by-state trucking insurance leads.
Check any single carrier for free with the FMCSA insurance lookup. To get every cancellation and suspension notice nationwide each morning, joined with the carrier's address, phone and required coverage, Trucking Insurance Leads Pro costs $99 for 30 days, all states.
FMCSA requires the insurer to give advance notice of the cancellation, typically 30 days. If no replacement filing is on record by the effective date, the carrier's operating authority is suspended.
FMCSA publishes insurance filing history on data.transportation.gov and in its L&I system. A single carrier can be checked for free with an FMCSA insurance lookup.